Net Proceeds Calculator
Estimate seller net proceeds from a home sale after commission, closing costs, taxes, fees, repair credits, and mortgage payoff.
Net Proceeds Calculator for Home Sellers
This calculator estimates what you may take home from a sale after common deductions including commissions, seller closing costs, transfer taxes, concessions, other fees, and mortgage payoff.
What Reduces Net Proceeds
Seller commissions and transaction fees can be significant, and they scale with sale price. Mortgage payoff and negotiated buyer credits can further reduce final proceeds.
Why Include Concessions and Fees
Credits for repairs, rate buydowns, and miscellaneous settlement charges can materially change net outcomes. Planning with these costs prevents overly optimistic expectations.
Use This Estimate for Planning
Final proceeds depend on contract terms, lender payoff statements, local taxes, and settlement adjustments. Use this estimate to compare listing scenarios and budget your next move.
Frequently Asked Questions
What is net proceeds in real estate?
Net proceeds are the seller funds remaining after paying selling costs and mortgage payoff at closing.
Do transfer taxes vary by location?
Yes. Transfer taxes and recording fees differ by state and county and can materially affect net proceeds.
Should I include repair credits?
Yes. Any seller-paid credit reduces your final check and should be included in a realistic estimate.
Is this the final settlement amount?
No. Use it as a planning estimate; your official settlement statement determines exact proceeds.